Core concept·5 min read
Photos & exhibits in the delivery package
The delivery package is more than the XML. Here's how photos and exhibits fit in, and the cross-checks worth doing before you submit.
Ask the copilot about this guide — it has read the whole hub and cites what it uses.
What you submit isn't a file, it's a package: the MISMO XML, a PDF rendering, and a folder of exhibits. It's easy to treat the exhibits as an afterthought, but the sample scenarios ship with 16 to 43 images each — SF1 alone carries 25. The exhibits aren't decoration; they're part of the evidentiary record, and half of them are analysis, not snapshots.
Two kinds of exhibit, and the second is the one people undervalue
There are the property images you'd expect — DwellingFront, DwellingRear, Comp1 through Comp3, the interior rooms, the sketch. Then there are the analysis exhibits: an absorption-rate chart, a price-trend graph, a median-days-on-market plot, a HERS energy score, the sales-comparable map. Those charts are your market conclusions made visible, and they're exactly what a reviewer studies when they want to know whether your value is defensible. In SF1 you'll find PriceTrends, AbsorptionRate, MedianDaysOnMarket, and a SalesCompMap sitting right alongside the photos.
SF1 ships 25 exhibits — open it to see the split between property photos and the market-analysis charts (absorption rate, price trends, comp map).
The data points at the files — and the two have to agree
The XML doesn't contain the images; it references them and describes what each one is. That creates two failure modes that never existed on a paper form: a reference in the data with no file behind it, and a file in the folder that nothing in the data points to. Both are the kind of quiet inconsistency that survives a visual review and surfaces later as a question.
Before you zip it up
- Every exhibit the data references actually exists in the folder — no dangling references.
- The required set is complete: subject front/rear, each comparable, the sketch, the location and comp maps.
- The analysis exhibits (trends, absorption, days-on-market) are present when your narrative leans on them.
- No orphan files padding the package that the report never mentions.
Keep reading
- UAD 3.6 & the new URAR: what actually changedThe redesign replaces the fixed 1004/1073/1025/2090 forms with a single dynamic URAR built on MISMO v3.6. Here is what that means for how you complete and deliver a report.8 min
- Understanding the comparable grid in UAD 3.6The grid is no longer a fixed rectangle of cells — it is structured, repeatable comparable data. Here is how to think about it and keep it consistent.7 min